Aged A/R recovery
Old receivables aren't dead. They're time-sensitive. We work them by deadline and collectability, starting with what's still winnable.
The problem this fixes
Every practice carries a bucket of claims nobody is working — left behind by a departing biller, a system migration, or a previous billing company that focused on new claims because those are easier. That balance sits there ageing until it's written off.
The maths is unforgiving. A claim under 30 days old has a collection probability above 95%. Past 90 days it drops to 50–60%. Past 120 days it falls below 30%. Every week of inaction costs real money.
The other reason old A/R stays old is that it is genuinely harder work. New claims are clean, predictable and quick. An aged claim needs its history reconstructed, its remaining rights checked, and a payer call that may take forty minutes. Anyone measured on volume will always choose the new claim, which is precisely why the old pile never moves without someone assigned to it.
What goes wrong when this is done badly
Four failure modes we see repeatedly, and each one is a process problem rather than an effort problem.
Working oldest first
The oldest balance looks worst and is often already unrecoverable. A large claim at 85 days with a 90-day filing deadline is far more urgent than a small one at 200 days with no appeal rights left.
Undocumented payer calls
A follow-up call with no reference number recorded is a call you will have to make again. The second conversation is dramatically more productive when you can quote what you were told the first time.
Silent write-offs
A balance removed with no stated reason hides whatever went wrong upstream. Every write-off recommendation should carry a cause, because the causes repeat.
Treating legacy A/R as a project with no end
Aged A/R needs a disposition report: collected, appealed, or written off with a reason. A queue that never resolves is not being worked, it is being stored.
What's included
Every item below is a deliverable, not a capability statement.
Full A/R inventory and ageing analysis
By bucket, payer, and provider.
Triage by filing deadline and collection probability
So the winnable money is worked first.
Systematic payer follow-up
With documented contact history and reference numbers.
Appeals on anything still inside the window
Checked against each payer’s appeal deadline.
Legacy system A/R cleanup
After an EHR or practice management migration.
Credit balance review and refund processing
Including payer and patient refunds.
Small-balance and write-off recommendations
With a stated rationale for each.
Patient balance recovery
Before any collections referral.
How it works
- 1 Inventory We pull the full A/R and age it by bucket, payer, and provider.
- 2 Triage Every account is scored on deadline proximity and collection probability.
- 3 Work order Highest-value, closest-to-deadline accounts first.
- 4 Documented follow-up Every payer contact logged with reference numbers.
- 5 Disposition report What was collected, what was appealed, what should be written off and why.
Collection probability by ageing bucket
| Ageing bucket | Typical collection probability | What we do |
|---|---|---|
| 0–30 days | Above 95% | Standard follow-up cadence |
| 31–60 days | 85–90% | Payer contact and status verification |
| 61–90 days | 70–80% | Escalation and corrected claims |
| 91–120 days | 50–60% | Appeals where the window is still open |
| Over 120 days | Below 30% | Deadline check first, then triage by value |
What you get back
- A full ageing analysis by bucket, payer and provider
- A worked account log with payer reference numbers
- A disposition report stating what is collectable and what is not
- Write-off recommendations you can act on with a reason attached
Who this is for
- Practices after a billing company transition
- Practices after an EHR or PM system migration
- Practices whose biller left with work in progress
- Any practice with more than 20% of A/R past 90 days
What we measure
The numbers this service actually moves. You see all of them weekly, in your own system, with the benchmark alongside.
-
Recovered against recoverable Not recovered against total A/R. Some of the balance was never collectable, and measuring against the whole pile flatters the result. We state what was genuinely winnable and what we got.
-
Accounts worked per ageing bucket How much of each bucket has actually been touched, with a payer contact reference against it. Unworked is different from uncollectable, and only one of them is a decision.
-
Deadline exposure The value of claims whose filing or appeal window closes in the next 30 days. It is the single most actionable number in an aged A/R engagement.
-
Write-off recommendations with reasons What we believe should be written off and why, itemised. A write-off queue with no stated reason is a process failure hiding as a number.
Benchmark ranges are sourced from MGMA and HFMA MAP Keys. MedBil's own figures are published only with a stated measurement window, per specification section 12.7.
Where this matters most
The specialties where this part of the cycle carries the most risk and the most recoverable revenue.
Start with your own numbers
We measure your denial rate, A/R ageing and net collection rate against industry benchmarks before you commit to anything. You keep the analysis either way.
- 90 days of claims data, no patient identifiers needed
- A written analysis, not a sales deck
- No contract, and no obligation to proceed
- Client results published with a stated measurement window, once available
Questions about accounts receivable recovery
How old is too old?
It depends on the payer's timely filing and appeal windows. We assess before quoting.
Is this priced differently from regular billing?
Usually yes — recovery work is often priced as a percentage of what's recovered. See pricing.
Can you do this without taking over my current billing?
Yes. Many practices start here.
Related
Where this connects to the rest of the cycle.
Medical Billing & Coding Audits
Retrospective and pre-bill audits that find both compliance risk and missed revenue.
See billing & coding auditsPatient Billing & Collections
Statements, payment plans, and patient support that doesn't damage the relationship.
See patient billingMedical Billing
Charge entry, claim scrubbing, submission, and payment posting across all major payers.
See medical billing